Break Ground On Your Project Today.
Break It Into Easy Monthly Payments
We make it easy.
CHECK RATES IN UNDER 2 MINUTES
Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
FULLY FUND YOUR PROJECT
Get loan amounts of up to $100,000 with no home equity required.*
AFFORDABLE, FIXED MONTHLY PAYMENTS
You’ll know your monthly payments up front with fixed rates & terms.
If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as little as 24 hours.**
NO PREPAYMENT PENALTIES
You can pay off the loan with no additional fees.
*All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.
** Funding can be as soon as 24 hours and takes 3-5 days on average.
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.
MONTHLY PAYMENT OPTIONS
60 second pre-qualification | Does not affect credit score
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How often should I have my septic tank pumped?
We always recommend getting tanks pumped at least once a year. In some cases, even more frequent pumps may be recommended, depending on usage. Without regular cleaning, solids can accumulate more easily on pipes and cause problems that are easily avoidable.
Are septics one-size-fits-all, or are there options?
Not all septic systems are the same type or size. The solution that is right for your property often depends on the number of occupants, number of bathrooms, square footage, type of plumbing fixtures used, as well as the structural & geological features of your property.
One of our biggest points of pride is that our in-house engineering team has the ability to look at all facets of your project and help you identify your septic options. Our qualified engineers often see things from a different angle from regular septic cleaning services, and our solutions are guaranteed to keep your costs and long-term satisfaction in check.
How do I know if a home I'm buying has a worthy septic system or not?
We offer COSAs, septic inspections and even video pipe inspections to help you make the right home buying decisions. Moreover, our inspections don’t end at a pass/fail. We leave you with long-term solutions and options so that you know what to expect from your investment.
How will I know if there is something wrong with my septic system?
Your system may need to be checked by a professional if it is exhibiting:
- System backups
- Standing water in your leach field
- Tubs or toilets not draining properly
- Foul sewage odors in or outside the home
That said, not all malfunctioning septic systems demonstrate these clear signs. To find out if your septic system is functioning properly, regular inspections are recommended.
Can a septic system be repaired?
Absolutely, and more often than not, we are able to resolve and repair even complex septic problems. Examples may include fixing or replacing crushed or collapsed pipes and septic tank lids.